{"id":1748,"date":"2024-01-30T05:42:38","date_gmt":"2024-01-30T05:42:38","guid":{"rendered":"https:\/\/www.gmtasoftware.com\/blog\/?p=1748"},"modified":"2026-08-18T13:15:43","modified_gmt":"2026-08-18T07:45:43","slug":"best-apps-to-make-money","status":"publish","type":"post","link":"https:\/\/www.gmtasoftware.com\/blog\/best-apps-to-make-money\/","title":{"rendered":"20 Best Money-Making Apps in the USA (2026 List)"},"content":{"rendered":"

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The best apps to make money in the USA fall into five categories: cashback (Ibotta and Rakuten), freelance work (Fiverr and Upwork), gig delivery (DoorDash, Uber, and Instacart), paid surveys (Swagbucks and Survey Junkie), and resale marketplaces (Poshmark, Decluttr, and OfferUp). Which one is “best” depends on how much time you have and whether you want active income (delivery, freelancing) or passive income (cashback, surveys). <\/span><\/p>\n

As of 2025, roughly 8.9 million Americans hold more than one job, according to the Bureau of Labor Statistics<\/a> \u2014 about 5.4% of the employed workforce. Separately, Bankrate’s annual Side Hustle Survey puts the broader “any side income” figure at 45% of U.S. adults, a gap that comes down to how loosely “side hustle” gets defined.<\/span><\/p>\n

The table below compares all 19 money-making apps at a glance \u2014 category, how you earn, payout method, and who each one fits best \u2014 so you can find the right one before reading the full breakdown.<\/p>\n

<\/span>Explore the 20 Best Apps to Make Money in the USA<\/b><\/span><\/h2>\n\n
\n \n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
\n App <\/td>\n \n Category <\/td>\n \n How You Earn <\/td>\n \n Payout Method <\/td>\n \n Best For <\/td>\n <\/tr>\n
\n Ibotta <\/td>\n \n Cashback <\/td>\n \n Scan receipts, in-app offers <\/td>\n \n PayPal, gift cards <\/td>\n \n Grocery shoppers <\/td>\n <\/tr>\n
\n Rakuten <\/td>\n \n Cashback <\/td>\n \n Shop through app\/browser extension <\/td>\n \n Check, PayPal (quarterly) <\/td>\n \n Online shoppers <\/td>\n <\/tr>\n
\n Swagbucks <\/td>\n \n Rewards\/surveys <\/td>\n \n Surveys, shopping, video <\/td>\n \n PayPal, gift cards <\/td>\n \n Passive earners <\/td>\n <\/tr>\n
\n Fiverr <\/td>\n \n Freelance <\/td>\n \n Sell a skill\/service <\/td>\n \n Direct deposit, PayPal <\/td>\n \n Writers, designers, developers <\/td>\n <\/tr>\n
\n Upwork <\/td>\n \n Freelance <\/td>\n \n Bid on client projects <\/td>\n \n Direct deposit, PayPal <\/td>\n \n Skilled professionals <\/td>\n <\/tr>\n
\n OfferUp <\/td>\n \n Resale <\/td>\n \n Sell local items <\/td>\n \n In-app, cash <\/td>\n \n Decluttering <\/td>\n <\/tr>\n
\n Poshmark <\/td>\n \n Resale (fashion) <\/td>\n \n Sell clothing\/accessories <\/td>\n \n Direct deposit <\/td>\n \n Fashion resellers <\/td>\n <\/tr>\n
\n Depop <\/td>\n \n Resale (vintage\/handmade) <\/td>\n \n Sell unique\/vintage items <\/td>\n \n Direct deposit <\/td>\n \n Niche\/creative sellers <\/td>\n <\/tr>\n
\n Branded Surveys <\/td>\n \n Surveys <\/td>\n \n Complete surveys <\/td>\n \n Gift cards, cash <\/td>\n \n Casual earners <\/td>\n <\/tr>\n
\n Survey Junkie <\/td>\n \n Surveys <\/td>\n \n Complete surveys <\/td>\n \n PayPal, e-gift cards <\/td>\n \n Casual earners <\/td>\n <\/tr>\n
\n InboxDollars <\/td>\n \n Rewards <\/td>\n \n Videos, games, surveys <\/td>\n \n Check, gift cards <\/td>\n \n Passive earners <\/td>\n <\/tr>\n
\n HeyPiggy <\/td>\n \n Savings\/budgeting <\/td>\n \n Spend analysis, savings tips <\/td>\n \n N\/A (savings tool) <\/td>\n \n Budget-conscious users <\/td>\n <\/tr>\n
\n DoorDash <\/td>\n \n Delivery <\/td>\n \n Food delivery <\/td>\n \n Weekly direct deposit <\/td>\n \n Drivers with a vehicle <\/td>\n <\/tr>\n
\n Uber <\/td>\n \n Rideshare\/delivery <\/td>\n \n Driving passengers or deliveries <\/td>\n \n Weekly direct deposit <\/td>\n \n Drivers <\/td>\n <\/tr>\n
\n Capital One Shopping <\/td>\n \n Cashback <\/td>\n \n Browser\/app discounts <\/td>\n \n Account credit <\/td>\n \n Frequent online shoppers <\/td>\n <\/tr>\n
\n Instacart <\/td>\n \n Delivery (grocery) <\/td>\n \n Grocery shopping\/delivery <\/td>\n \n Weekly direct deposit <\/td>\n \n Personal shoppers <\/td>\n <\/tr>\n
\n Decluttr <\/td>\n \n Resale (tech) <\/td>\n \n Sell old phones\/electronics <\/td>\n \n Direct deposit, PayPal <\/td>\n \n Tech declutterers <\/td>\n <\/tr>\n
\n Steady <\/td>\n \n Job\/gig aggregator <\/td>\n \n Finds gig opportunities <\/td>\n \n N\/A (aggregator) <\/td>\n \n Gig-economy job seekers <\/td>\n <\/tr>\n
\n TradeStation <\/td>\n \n Investing <\/td>\n \n Commission-free stock\/ETF\/crypto trading <\/td>\n \n Bank transfer <\/td>\n \n Active investors <\/td>\n <\/tr>\n <\/table>\n<\/div>